Usually after you have booked a cruise, your reservation cannot be changed or cancelled for any reason. But the good thing is that if you miss your journey, travel insurance can protect you from tremendous financial losses. It will also save you money in case your cruise experience suddenly gets cut short because of an unexpected emergency, an illness, bad weather or any other important reason. You can find great insurance choices for your upcoming journey in over sixty different insurance companies. Some of the travel agents and cruise lines offer policies as optional benefits for additional fees right at the time you first book your cruise. And in some cases, you may need to obtain such insurance completely on your own.
In general, the cost of travel insurance depends on several factors, such as:
- Age of all the travelers
- Overall cost of the cruise
- Number of people who need travel insurance coverage
- Level of selected coverage
- Duration of the cruise
When you are planning to embark on a cruise, it is a good idea for you to purchase specific cruise insurance. It might seem a lot like an ordinary travel policy. But it always covers trip cancellation, medical, dental, baggage, emergency evacuation, baggage delay, 24-hour traveler assistance, accidental death coverage as well as travel delay. Some policies also offer damage/collision coverage for rented cars. If you need added emergency evacuation insurance, you should ask for it when purchasing the policy.
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