Wednesday, 10 July 2013

Shopping for Travel Insurance

Below you can see several tips that will definitely help you to find the right travel insurance policy and purchase it.
1) Purchase travel insurance with the help of your travel agent. This is probably the easiest way to get a good comprehensive coverage. A high-class travel agency will definitely have working relationships with some reputable travel insurance provider. So, it will certainly be able to offer various types of policies.
2) Contact your regular insurance agent in order to find out whether or not he or she sells travel insurance.
3) Call the Travel Insurance Association of the U.S., Canada or any other country that you live in. You should ask for a list of really good travel insurance agents who operate in your area. Keep in mind that these professional associations can also provide reliable information about where to purchase policies.
4) Ask around. Just talk to those you know who might have faced the need to purchase travel insurance some time earlier. In case you participate in any online discussion groups like the message boards of AARP, you can post your questions about the necessary coverage and read about what experiences other travelers have had. People may recommend you great professionals or at least warn you what agencies are clearly incompetent and not worth dealing with.
5) Use one of the online insurance comparison web-sites such as SquareMouth.com, InsureMyTrip.com and WorldTravelCenter.com. They can help you to research different coverage options and their costs.
6) Look for a travel insurance policy which covers your pre-existing conditions. And be very careful about it because some carriers do not do this. Other insurance companies will cover your pre-existing conditions only in case you purchase the necessary policy within a certain time period.

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